Or, is it the same purchasing your auto insurance online

It’s Illinois. That means that you must have auto insurance if you operate a car on the state’s roadways – and that includes the roads of Spring Grove. Of course, you’d have to be crazy to drive without insurance.

As long as you need auto insurance, make sure you have a policy that works to your advantage. There are subtle differences that can make a big difference if you find yourself needing to use your insurance.

You want to sign up with a quality auto insurance company. That’s very important but it’s also important that you have an agent who will be there when needed – not just someone who sells you a policy and then disappears. And, it’s important to develop a relationship you can count on with your auto insurance agent, including:

• When your auto insurance agent is someone you can count on, your agent is someone who will take the time to review your policy and its coverages on an ongoing basis so you’ll know that your coverage is current in accordance with your needs.
• They’ll stay up on your policy so that you won’t lose discounts or get rejected with claims. This also applies to working with an insurance agent for your homeowners coverage.
• They’ll help you access competent and reliable repair specialists if you do have damage to your vehicle or home
• They’ll ensure that those reliable and competent specialists are local, which will save you the bother of going out of the area for service while supporting the local economy
• You’ll talk to the same agent every time –  someone who knows cares about you and has a vested interest in your satisfaction as a customer 

One Spring Grove insurance agent told how he was working with someone who was purchasing a new policy recently. The standard coverage included $500 comprehensive coverage on their car. The agent pointed out that, by lowering that figure to $0, at the cost of only about $2 a month, if a branch falls and breaks their windshield, they can have it repaired at no personal expense. They were thrilled to hear this.

The agent also pointed out that, when someone purchases auto insurance online, they don’t have an agent sitting across the table making a personal connection who will notice and present options, such as how they can save some money on their policy, or save some money if they need to make a claim.