You see that car sitting on the side of the road on a cold winter night. There’s a good chance, whatever caused that car to pull over it wasn’t something the driver planned for. No one plans for their car to breakdown, especially not in the middle of winter. But, if it happens, the trick is to have a plan. If you have a plan for such an occasion, you’ll know what to do. You’ll be prepared.

You’re driving down the road listening to the radio and thinking about what you need to buy at the store when, suddenly, you hear a thump, thump, thump sound and the steering wheel starts jerking in your hands. For a split second, you think to yourself, “What the heck is that?” Then it dawns on you, “For crying out loud, I have a flat tire.”Of course, this scenario assumes you haven’t